Ever wonder just what personal property insurance is and what it covers? I assumed a similar thing after I acquired Indian Wells Country Club homes for saleand here is what I learned. Property insurance is linked to all kinds of belongings you own. It may be your home and everything in it, including the land your place is founded on. It may be any kind of auto that is under your name or a livelihood project that you have started. To have property insurance is to guard your asset against damage or loss and you are guaranteed that irrespective of what occurs, the cash you invested upon purchasing these possessions will not go to obliviousness.